Insurance is something that has become part of many people's daily lives. There are many different things that people get insurance on every day. Some people get it on their new cars while others get it on their homes. When you have insurance on these things it is considered having a peace of mind knowing that if something that you cannot possibly fathom happens to your possessions you will get the value of the items back.
In some cases your insurance claim might not go as smoothly as you would like. There are situations called bad faith insurance claims where the insurance company breaks their "good faith" implied relationship with the customers that insure their items through said company. A bad faith claim can be a real headache and cause you extra stress that you do not need in your life. If you are a victim of a bad faith claim you are going to need a Houston insurance lawyer to prove your case and help you get what you deserve.
First and Third Party Bad Faith
All bad faith claims fall into two different categories, either a first party claim or a third party claim. The difference between the two depends on what kind of behavior the insurance company followed that made their actions be legally considered in bad faith. Consider this example; say something terrible happens to your home and your insurance company plans on coming out and looking at it. Instead of them coming out in a timely fashion they take months on end to make an appearance, this is bad faith.
A delay in payment is also a terrible practice that some insurance companies end up doing to their customers. If they come and investigate your claim and still take upwards of a year between investigation and payout that is considered bad faith. They had the evidence presented before them and took an unnecessarily long time to send you your reimbursement.
The third part bad faith claims are a little different. If you ever find yourself in a case where your insurance company is not trying to defend your claim or if they are being negligent in a way that is requiring you to have trouble proving that you are owed something for the damages this would be considered third party bad faith. No matter what kind of bad faith claim you are involved in a Houston insurance lawyer can help you solve this issue in court.
Why You Need a Lawyer to Help
If you should find yourself in any of the above mentioned situations it is time for you to get some legal help. You are going to need a professional attorney who can help you get the recovery you are deserved. Bad faith cases happen more often than you like to think, so finding a Houston insurance lawyer who specializes in cases like this is your best bet.
If you take the time to explain to the lawyer what happened with the insurer and have the proper documentation to prove it you will stand a better chance at winning your case. Lawyers are here to help for just such a situation so the best thing to do is let them do their job so that your situation can be resolved as quickly as possible.
In some cases your insurance claim might not go as smoothly as you would like. There are situations called bad faith insurance claims where the insurance company breaks their "good faith" implied relationship with the customers that insure their items through said company. A bad faith claim can be a real headache and cause you extra stress that you do not need in your life. If you are a victim of a bad faith claim you are going to need a Houston insurance lawyer to prove your case and help you get what you deserve.
First and Third Party Bad Faith
All bad faith claims fall into two different categories, either a first party claim or a third party claim. The difference between the two depends on what kind of behavior the insurance company followed that made their actions be legally considered in bad faith. Consider this example; say something terrible happens to your home and your insurance company plans on coming out and looking at it. Instead of them coming out in a timely fashion they take months on end to make an appearance, this is bad faith.
A delay in payment is also a terrible practice that some insurance companies end up doing to their customers. If they come and investigate your claim and still take upwards of a year between investigation and payout that is considered bad faith. They had the evidence presented before them and took an unnecessarily long time to send you your reimbursement.
The third part bad faith claims are a little different. If you ever find yourself in a case where your insurance company is not trying to defend your claim or if they are being negligent in a way that is requiring you to have trouble proving that you are owed something for the damages this would be considered third party bad faith. No matter what kind of bad faith claim you are involved in a Houston insurance lawyer can help you solve this issue in court.
Why You Need a Lawyer to Help
If you should find yourself in any of the above mentioned situations it is time for you to get some legal help. You are going to need a professional attorney who can help you get the recovery you are deserved. Bad faith cases happen more often than you like to think, so finding a Houston insurance lawyer who specializes in cases like this is your best bet.
If you take the time to explain to the lawyer what happened with the insurer and have the proper documentation to prove it you will stand a better chance at winning your case. Lawyers are here to help for just such a situation so the best thing to do is let them do their job so that your situation can be resolved as quickly as possible.
About the Author:
If you need help from a Insurance Claim Attorneys Houston, get in touch with Powers Law Firm today. Our experienced insurance claims attorneys are available to provide assistance with all types of bad faith insurance lawsuits.
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