Workers and their employers are covered by a Workers Compensation Insurance program in all fifty of the United States. Any employee who has an accident at work will have his medical care paid for. This coverage provides partial pay while disabled as a Sedalia Workers Compensation Attorney can explain.
Circumstances are not the deciding factor in these claims. The employer may have been negligent in providing a workplace free of hazards. The employee may have been very careless in a super safe environment. Either way, the medical claims and partial salary are to be paid.
It is referred to as a no-fault system for these reasons. The employee cannot be deprived of medical attention or partial salary. The employer is protected from being sued for punitive damages. It is a mandatory insurance program.
In an accident involving damages, an automobile crash for example, the victim is able to sue for punitive damages to punish the other driver who is at fault. This is in addition to medical care and damage to the automobile. This is in contrast to the situation in a workplace injury.
Death benefits can be paid to survivors when an employee is killed on the job. State statutes, meaning laws, require this coverage in each state. Federal employees are covered by federal statutes.
There are accusations of fraud within the system. This is a highly controversial topic. Some insist it is extremely low. Others maintain the monetary losses to be as high as seven billion dollars or more. No one can prove it either way.
There is no way for an employer to keep track of injuries that occur on the weekend. An employee can report it as an on-the-job accident on Monday. There is no relevance to dangerous conditions in the workplace that are prosecutable. Fraud can take many forms. It is not difficult to initiate such a deception.
Circumstances are not the deciding factor in these claims. The employer may have been negligent in providing a workplace free of hazards. The employee may have been very careless in a super safe environment. Either way, the medical claims and partial salary are to be paid.
It is referred to as a no-fault system for these reasons. The employee cannot be deprived of medical attention or partial salary. The employer is protected from being sued for punitive damages. It is a mandatory insurance program.
In an accident involving damages, an automobile crash for example, the victim is able to sue for punitive damages to punish the other driver who is at fault. This is in addition to medical care and damage to the automobile. This is in contrast to the situation in a workplace injury.
Death benefits can be paid to survivors when an employee is killed on the job. State statutes, meaning laws, require this coverage in each state. Federal employees are covered by federal statutes.
There are accusations of fraud within the system. This is a highly controversial topic. Some insist it is extremely low. Others maintain the monetary losses to be as high as seven billion dollars or more. No one can prove it either way.
There is no way for an employer to keep track of injuries that occur on the weekend. An employee can report it as an on-the-job accident on Monday. There is no relevance to dangerous conditions in the workplace that are prosecutable. Fraud can take many forms. It is not difficult to initiate such a deception.
About the Author:
Rick Koenig is a Sedalia workers compensation attorney that is dedicated to helping those people who have been injured. If you think that you should be compensated for your injuries, visit http://www.rickkoenig.net right now, for more details.
No comments:
Post a Comment